Should I Protect My Personal Injury Claim While Reporting A Car Accident
Car accidents often lead to injuries. Whether the injuries are relatively minor or severe, victims should always seek medical care as soon as possible. Soon after a crash has occurred, you will have to report the incident to your insurance carrier. You will also get a phone call from the other driver’s insurance carrier. At Brown, Moore & Associates, PLLC, we know that aggressive insurance companies will do what they can to reduce any settlement they payout. Our Charlotte car accident attorneys have some advice on how to handle this.
What happens with a personal injury claim?
You are required to report a car accident to your insurance company whether you are at fault for the crash or not. That is your part of an agreement with your insurance company. However, this is also where you could make mistakes that could jeopardize the compensation you receive for your car accident.
You should assume that your insurance carrier is recording what you say. This may not seem like a big deal, but you could end up saying something that they can use against you. When you first file your claim, stick to the basics – a crash happened, this is when the crash happened, here is the information about the other driver.
Soon after you make a claim, you will get a call from an insurance claims adjuster, either one from your company or the other driver’s insurance company (likely both). They will say that you have to give a recorded statement, but you do not have to do so. This is a good time to refer any questions about your case to an attorney.
Why do you need to be careful?
Claims adjusters are good at their jobs, and they have one goal – to minimize the amount of money their employer pays out in a settlement. They will ask plenty of questions about the crash. They will also ask about your past medical history. If you tell the claims adjuster about your back surgery from ten years ago, they could use that knowledge to claim that the car accident did not cause the back pain you are experiencing.
Everything they say will seem friendly. This is designed to get you to let your guard down and open up to them. Say as little as possible to the insurance carrier and talk to an attorney about your case.
We can help you get through this incident
If you or someone you care about has been injured in a car accident caused by another driver, you may be entitled to compensation. In order to secure the coverage you deserve, you need to approach insurance carriers carefully. At Brown, Moore & Associates, PLLC, our goal is to ensure you get the following:
- Compensation for your accident-related medical bills
- Lost wages if you are unable to work while you recover
- General household expenses
- Possible physical therapy expenses
- Pain and suffering damages