Charlotte Uninsured Employers Attorney
Employers Without Workers’ Compensation Insurance
Any employer with more than three employees is required to carry workers’ compensation insurance. The problem for many injured employees is that either their employers are too small to be required to carry this insurance or their employers are being irresponsible by not carrying the insurance that they are required by law to carry.
For employees of either type of employer, the problem is the same: Where is the money? If you have an employer that does not have the insurance to cover your accident, how do you collect the money that you need to cover the expense of your injuries?
Experienced North Carolina Workers’ Compensation Lawyers
- Your employer: Many employers might lack adequate workers’ compensation insurance, or they may have insurance in one state but lack insurance in another state where some of their employees are stationed. However, they may still have the assets to cover the costs of their employees’ injuries. Since it is a crime to be an uninsured employer, the North Carolina attorney general’s office will often get involved in such cases. Our attorneys know how to effectively use the threat of criminal prosecution and work in concert with the attorney general’s office to get the payment our clients desperately need.
- Other employers: In some cases a general contractor will hire a subcontractor, and an employee of the subcontractor may get injured on the job. Problems can arise when the subcontractor does not carry workers’ compensation insurance. We have handled many cases like this and successfully obtained compensation for our clients from the general contractor’s workers’ compensation coverage.
- Third-party liability: If another party was partially responsible for the accident that led to the injuries, we can bring a lawsuit against that third party.
In uninsured employer workers’ compensation, the challenge is uncovering available sources of insurance coverage, and using all available means to maximize what recovery is available for our clients. We pursue all possible avenues for compensation for our clients.
At Brown Moore & Associates, PLLC, we have the experience to handle all of the complicated issues that arise in uninsured employer litigation. We can help you make sure you get the best compensation award possible after sustaining serious workplace injuries.